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Critical Illness Insurance

Critical Illness Insurance provides a lump sum cash benefit if you're diagnosed with a covered serious illness. This benefit is paid directly to you and can be used however you choose — from covering medical bills to everyday living expenses.

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Key Features:

  • Choose a benefit amount from $5,000 to $30,000, in $1,000 increments

  • Includes a $100 wellness benefit for completing specified screening tests

  • Pays out in addition to your health insurance coverage

 

Covered Conditions (100% of face amount):

  • Cancer

  • Heart Attack (Myocardial Infarction)

  • Stroke

  • Major Organ Failure

  • End Stage Renal (Kidney) Failure

 

Covered Conditions (25% of face amount):

  • Coronary Artery Disease

  • Carcinoma in Situ

 

Additional benefits:

  • Skin Cancer: $500 lifetime

  • Cancer Vaccine Benefit: $50

 

Sample Rates (for a 40-year-old, non-tobacco user, $10,000 coverage):

Patient and Nurse

Your Healthcare Advocate

We have a dedicated Healthcare Advocate from Lacher who is ready to help you with:

  • Claims that you believe haven’t been properly paid

  • Questions regarding a bill sent by a doctor, dentist, lab or hospital

  • Further clarification on any insurance matters

  • Questions about your healthcare benefits

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Andrea Filippi

215-660-0345

andreaf@lacherinsurance.com

Fax: 215-723-8604

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