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Hospital Indemnity Insurance
Hospital Indemnity Insurance is designed to complement your major medical plan by providing cash benefits to help with out-of-pocket expenses when you or a covered dependent is hospitalized due to a covered accident or illness.
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Key Benefits
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Hospital Confinement:
$1,000 per day (maximum of one day per covered person, per calendar year) -
Daily Hospital Confinement:
$50 per day (up to 60 days per covered person, per confinement)
These benefits are paid directly to you and can be used however you choose — whether for medical bills, lost wages, travel, or household expenses.

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